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Minority Scheme Details

Minority Scheme

Details

Scheme Name:
MICRO LOAN WITH SUBSIDY SCHEME (2021-22)
Description:

This Scheme is implemented through Self Help Groups exclusively managed by minority women and involved in thrift/financial activity. The Groups so organized should be of 10 to 20 members. The members, after forming Self Help Group, should select two of its Members as Group Leaders-1 & 2. They should open a bank account in the name of the Self-help Group with Group Leaders 1 & 2 as Authorized Signatories. The minority community women residing in urban areas and rural areas who wish to start petty business like vegetable/fruit vending through push carts, kallai making, bed making, pan shop, groundnut selling, cycle repairing, gas/arc welding, vulcanizing, fish selling, tea shop, tailoring etc., will be provided loan of Rs.10,000/- (i.e., Rs.5,000/- as loan and Rs.5,000/- as Subsidy) to each Member of Self Help Group, The loan will be sanctioned directly to the Self Help Group which, in turn, will further disburse loan to its members.


Eligibility:

1.       The applicant should belong to religious minority community as defined in the government order.

2.       They should be permanent residents of Karnataka State.

3.       They should produce Aadhar Card, Voter ID, Ration Card for residence proof.

4.       Annual family income from all sources should not exceed Rs. 8.00 Lakhs.

5.       The age of the applicant should be between 18 to 55 years.

6.       The Self Help group should have minimum 10 to 20 members.


Status:
Inactive